| Typical Property Coverages |
Typical Basic Package Limits |
Typical Enhanced Package Limits |
| Business Income (Rents)(Apts Only) |
$50,000* |
Actual loss sustained if building amount is $25M or less. |
| Association Fees & Extra Expense (condos Only) |
$100,000* |
$100,000* |
| Accounts Receivable |
$5,000* |
$5,000* |
| Arson Conviction Reward |
$5,000 |
$5,000 |
| Building Ordinance or Law |
Cov. A—Covered
Cov. B—$25,000*
Cov. C—$10,000* |
Cov. A—Covered
Cov. B—$50,000*
Cov. C—$25,000* |
| Computer Equipment |
$5,000* |
$10,000* |
| Debris Removal |
Covered |
Covered |
| Equipment Breakdown |
Not Covered |
Included |
| Extended Replacement Cost |
Covered |
Covered |
| Fire Department Service Charge |
$1,000 |
$1,000 |
| Fire Extinguisher Recharge |
$2,500 |
$2,500 |
| Glass |
Included |
Included |
| Master Key |
$100/$5,000 |
$100/$10,000 |
| Newly Acquired Buildings |
$250,000 |
$250,000 |
| Outdoor Signs |
$2,500* |
$7,500* |
| Pollutant Cleanup |
$10,000 |
$10,000 |
| Specified Property (Pools, Fences, Walls & Walkways) |
$2,500* |
$5,000* |
| Valuable Papers and Records |
$5,000* |
$5,000* |
| Crime Coverages |
Basic Package Limits |
Enhanced Package Limits |
| Employee Dishonesty |
$5,000* |
$10,000* |
| Money and Securities - Inside/Outside |
$5,000* |
$10,000* |
| Forgery and Alteration |
$2,500 |
$10,000 |
| Liability Coverages |
Limits
|
| Premises/Operations |
$500,000 per Occurrence
|
| Products/Completed Operations |
Included
|
| Premises/Operation Aggregate: |
2 x Liability and Medical Expense Occurance Limit
|
| Products/Completed Aggregate: |
1 x Liability and Medical Expense Occurance Limit
|
| General Aggregate: |
2 x Liability and Medical Expense Occurance Limit
|
| Personal Injury |
Included
|
| Advertising Liability |
Included
|
| Contractual Liability |
Included
|
| Employees as an Insured |
Included
|
| Tenants Liability (Apt./Condo) |
$75,000
|
| Medical Expenses |
$5,000 per person/$25,000 per occurance |
| Parking Area Liability |
Included
|
| |
* Higher limits available
|
|
